A money crisis can happen to anyone as a result of a layoff, illness, death of a family member, divorce or overspending. If you’re in crisis, you may postpone making hard financial decisions until creditors begin calling. It’s easy to feel overwhelmed when a number of creditors are making demands or threats. Setting clear priorities about who gets paid first can help you overcome “debt paralysis” and deal with your finances in a positive way.
"SP708 Tools for Money Management - Who Gets Paid First," The University of Tennessee Agricultural Extension Service, 09-0003 SP708-5M-7/08 E12-5315-00-004-09, http://trace.tennessee.edu/utk_agexfinman/24